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When can I withdraw from my 401(k)?
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New York -  Under federal law, you may not receive distributions from your 401(k) before:
  1. You reach age 59 1/2.
  2. You retire, die, become disabled, or separate from service.
  3. You experience a serious financial hardship.
  4. Your plan is terminated.

If you meet the above - you would not be subject to a penalty but would pay taxes on contributions and earnings.

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The Independent Adviser Corporation is a 100% Independent and 100% Objective Financial Advisory Firm that writes buy-side investment research. Our network of independent Fee-Only Financial Advisers serves individuals, families and businesses. They provide financial planning services, tax advice and offer professionally managed asset accounts. They do not underwrite corporate securities nor do they sell any proprietary products. To find out more or get a FREE consultation Ask The-Adviser.com or call 1-800-ADVISER.

 

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You generally should be 59 1/2 years old before you should withdraw funds. 


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