How should I evaluate mutual funds?

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	How should I evaluate mutual funds? By The-Adviser.com -
SERVICES Money Management Portfolio Reviews 401(k) Rollovers Retirement Financial Plans Estate Plans College Savings Clients Only WHY US Benefits Available Services "Interview Us" Fee Information Disclosures Applications Clients Only THE COMPANY Background Philosophy The Press Policies Opportunities LINKS Home Page Related Links Stock Quotes	New York - You should ignore a mutual fund that only can boast about short term performance which we define as less than five years. We consider the following characteristics, more important than short term performance: Experienced Fund Manager - Although a new fund manager or mutual fund may be aggressive and initially outperform a comparative index, mutual fund managers should be experienced in both bull and bear markets. A bear market may cause a sudden need for cash as investors sell mutual funds shares. Inexperienced fund managers or mutual funds may panic and inappropriately sell the wrong securities or will not be able to efficiently liquidate securities. Such a failure could significantly impact any previously earned gains. Risk vs. Reward - You need to ensure that your mutual fund's objectives are consistent with your personal investment strategy. You do not want to exposure your portfolio to risks you personally would not take. Disciplined Investment Style - It is important to ensure that a mutual fund sticks to its stated objectives. Hence, a bond income fund should not be purchasing dividend paying stocks to produce income. Long-Term Performance - It is important to examine the returns that a mutual fund has delivered over the long term such as five and ten year trends. Measure this performance with its peer. A fund with a proven track record should give you additional confidence that your fund is managed for long term results. About Us The Independent Adviser Corporation is a 100% Independent and 100% Objective Financial Advisory Firm that writes buy-side investment research. Our network of independent Fee-Only Financial Advisers serves individuals, families and businesses. They provide financial planning services, tax advice and offer professionally managed asset accounts. They do not underwrite corporate securities nor do they sell any proprietary products. To find out more or get a FREE consultation Ask The-Adviser.com or call 1-800-ADVISER.	Your financial adviser can help you select and evaluate appropriate investment funds. Got an investment question? Ask The-Adviser.com Open a professionally managed account: Brokerage Accounts Traditional IRAs Roth IRAs 401(k) IRA Rollovers 403(b) IRA Rollovers College Savings Retirement Savings Hire The-Adviser.com Click here for our Top Ten Investment Picks Financial Advisory Services Money Management Retirement Planning Portfolio Reviews 401(k) Rollover Assistance College Savings Financial Plans
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