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<body> <table border="0" width="100%" bgcolor="#000000" cellpadding="0" cellspacing="0"> <tr> <td width="11%" valign="middle" bgcolor="#FF0000"><p align="center"><a TARGET="_top" CLASS="navtop" href="../index.html"><strong><font color="#FFFFFF">Home</font></strong></a></td> <td width="11%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Questions/money.htm"><strong><font color="#FFFFFF">Money</font></strong></a></td> <td width="11%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Questions/stocks.htm"><strong><font color="#FFFFFF">Stocks</font></strong></a></td> <td width="11%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Questions/MutualFunds.htm"><strong><font color="#FFFFFF">Funds</font></strong></a></td> <td width="11%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Questions/bonds.htm"><strong><font color="#FFFFFF">Bonds</font></strong></a></td> <td width="11%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Questions/retirement.htm"><strong><font color="#FFFFFF">Retire </font></strong></a></td> <td width="13%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Questions/401kplans.htm"><strong><font color="#FFFFFF">401(k)/403(b)</font></strong></a></td> <td width="9%" valign="middle" bgcolor="#000000"><p align="center"><a TARGET="_top" CLASS="navtophighlight" href="../Research.htm"><font color="#FFFFFF"><b>Research</b></font></a></td> <td width="12%" valign="middle"><p align="center"><a TARGET="_top" CLASS="navtop" href="../Clients/clients.htm"><strong><font color="#FFFFFF">Clients</font></strong></a></td> </tr> </table> <table border="0" width="98%"> <tr> <td width="20%" rowspan="2"><p align="left"><font face="Arial" size="2"><b>America's<br> Fastest Growing<br> Independent<br> Advisory Firm</b></font></td> <td width="80%" bgcolor="#FFFFFF"><a href="<center><iframe src="https://leader.linkexchange.com/X721233/showiframe?" width=468 height=60 marginwidth=0 marginheight=0 hspace=0 vspace=0 frameborder=0 scrolling=no><a href="https://leader.linkexchange.com/X721233/clickle" target="_top"><img width=468 height=60 border=0 ismap alt="" src="https://leader.linkexchange.com/X721233/showle?"></a></iframe><br><a href="https://leader.linkexchange.com/X721233/clicklogo" target="_top"><img src="https://leader.linkexchange.com/X721233/showlogo?" width=468 height=16 border=0 ismap alt=""></a><br></center>" target="_top<img width="468" height="60" border="0" ismap alt src="https://banner.linkexchange.com/1/X721233/showbanner?free" align="left"></a></td> </tr> <tr> <td width="80%"></td> </tr> <tr> <td width="20%"></td> <td width="80%" bgcolor="#CCCC99"><b><font face="geneva,verdana,helvetica" size="3" color="#000066">The Independent Adviser Corporation<br> </font><font face="geneva,verdana,helvetica" color="#000066" size="2">The-Adviser.com: The place to come for answers </font></b></td> </tr> <tr> <td width="20%"><img src="../Graphics/Logos/The-Adviser_Logo2.jpg" width="125" height="91" alt="The-Adviser Logo.gif (3503 bytes)" align="left"></td> <td width="80%"><font face="Arial"><B><FONT size=1>TODAY IS </FONT> </B><FONT size=1>: </FONT><small><font </font color="#000080"><span CLASS="heading3"><strong> </strong></span><strong><script>document.write(day + month + "/");document.write(myweekday + "/" + year );</script><br> </strong></font></small><FONT size=1><IMG border=0 hspace=4 src="../Graphics/Formats/SmallArrow.gif" width="9" height="10"><B> MONEY MANAGEMENT SERVICES: </B></FONT></font><a href="../Services/Manager.htm"><b><font face="Arial" size="1">Click here</font></b></a><FONT size=1><br> <IMG border=0 hspace=4 src="../Graphics/Formats/SmallArrow.gif" width="9" height="10"><B> FINANCIAL PLANNING SERVICES: </B> </FONT><a href="../Services/FinancialPlans.htm"><b><font face="Arial" size="1">Click here</font></b></a><FONT size=1><br> <IMG border=0 hspace=4 src="../Graphics/Formats/SmallArrow.gif" width="9" height="10"><B> 401K/IRA ROLLOVER SERVICES: </B> </FONT><a href="../Services/Rollover.htm"><b><font face="Arial" size="1">Click here</font></b></a><FONT size=1><br> <IMG border=0 hspace=4 src="../Graphics/Formats/SmallArrow.gif" width="9" height="10"><B> INVESTMENT PORTFOLIO REVIEWS: </B> </FONT><a href="../Services/Recommendations.htm"><b><font face="Arial" size="1">Click here</font></b></a><FONT size=1><br> <IMG border=0 hspace=4 src="../Graphics/Formats/SmallArrow.gif" width="9" height="10"><B> ASK-THE-ADVISER.COM: </B> </FONT><a href="../Questionpage.htm"><b><font face="Arial" size="1">Click here</font></b></a></td> </tr> <tr> <td width="20%"></td> <td width="80%" bgcolor="#000080"> <B><font color="#FFFF00" face="geneva,verdana,helvetica" size="3">National Network of Fee-Only Advisers</font></B></td> </tr> <tr> <td width="20%" valign="top" align="left" nowrap bgcolor="#000066" rowspan="2"> <B> <TABLE cellPadding=0 cellSpacing=1 width=131 height="159"> <TBODY> <TR> <TD bgColor=#000066 vAlign=center width="125" height="15"> <p align="center"><font color="yellow" face="geneva,verdana,helvetica" size="1"><B>HIGHLIGHTS</B></font></TD></TR> <TR> <TD bgColor=#000066 vAlign=center width="125" height="16"> <B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../WhyUs/performance.htm">Top 10 Stock Picks </a></font> </B> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center width="125" height="15"> <B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Research.htm"> Buy-Side Research</a></font> </B> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center width="125" height="15"> <B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Questionpage.htm">Ask-The-Adviser</a></font> </B> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center width="125" height="20"> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center width="125" height="44"> <p align="center"><B><a href="http://www.amazon.com/exec/obidos/redirect-home/theadvisercom"><img src="../Graphics/AdPartners/amazoncom_logo2.gif" alt="In Association with Amazon.com" align="center" width="90" height="40"> </a> </B> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center width="125" height="20"> </TD></TR></TBODY></TABLE> <TABLE cellPadding=0 cellSpacing=1 width=125> <TBODY> <TR> <TD bgColor=#000066 vAlign=center> <p align="center"> <B> <FONT color=yellow face=geneva,verdana,helvetica size=1>FEE ONLY SERVICES</FONT> </B> </TD></TR> <tr> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/Manager.htm">Money Management</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/Recommendations.htm">Portfolio Reviews</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/Rollover.htm">401k/IRA rollover</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/FinancialPlans.htm">Financial Plans</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/FinancialPlans.htm">Retirement Plans</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/estateplans.htm">Estate Planning</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/College.htm">College Savings</a></font></B></TD> </tr> <tr> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Questionpage.htm">Ask-The-Adviser</a></font></B></TD> </tr> <TR> <TD bgColor=#000066 vAlign=center> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center> <p align="center"> <B> <FONT color=yellow face=geneva,verdana,helvetica size=1> WHY US</FONT> </B> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center> <B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../WhyUs/benefits.htm">Benefits</a></font> </B> </TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/services.htm">Available Service</a></font> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Interviews/Interview.htm">"Interview Us</a>"</font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Interviews/FeeInfo.htm">Fee Information</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/FeesDisc.htm">Disclosures</a></font></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="http://www.1800adviser.com/Clients/ClientApplications.htm">Applications</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center> </TD></TR> </TBODY></TABLE> <TABLE cellPadding=0 cellSpacing=1 width=125> <TBODY> <TR> <TD bgColor=#000066 vAlign=center> <B><p align="center"><FONT color=yellow face=geneva,verdana,helvetica size=1>THE COMPANY</FONT> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../TheCompany/TheCompany.htm">Background</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../TheCompany/Advisory%20Board.htm">Management</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../TheCompany/strategies.htm">Strategy</a></font> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="http://www.1800Adviser.com">National Network</a></font> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../TheCompany/pressnews.htm">Press & Advertising</a> </font> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../TheCompany/Job%20Opportunities.htm">Careers</a></font> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Legal/FormADV.htm">Form ADV</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../TheCompany/Investorrelations.htm">Shareholders</a></font> </B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center>  <p align="center"><a href="http://www.amazon.com/exec/obidos/redirect-home/theadvisercom"><img src="../Graphics/AdPartners/amazoncom_logo2.gif" alt="In Association with Amazon.com" align="center" width="90" height="40"> </a></p> <p align="center"><strong><font face="Arial" color="#FFFFFF" size="2">The Independent<br> Adviser Corporation<br> is a Registered<br> Investment Adviser<br> Call us at<br> 1-800-ADVISER</font></strong></p> <p> </p> </TD></TR> </TBODY></TABLE> <TABLE cellPadding=0 cellSpacing=1 width=125> <TBODY> <TR> <TD bgColor=#000066 vAlign=center> <p align="center"><FONT color=yellow face=geneva,verdana,helvetica size=1><B>FEE ONLY SERVICES</B></FONT></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/Manager.htm">Money Management</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/Recommendations.htm">Portfolio Reviews</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/Rollover.htm">401k/IRA rollover</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/FinancialPlans.htm">Financial Plans</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/FinancialPlans.htm">Retirement Plans</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/estateplans.htm">Estate Planning</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Services/College.htm">College Savings</a></font></B></TD></TR> <TR> <TD bgColor=#000066 vAlign=center><B> <font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="../Questionpage.htm">Ask-The-Adviser</a></font></B></TD></TR></TBODY></TABLE> </B> <p align="left"><B><FONT color=yellow face=geneva,verdana,helvetica size=1>Employees Only<br> </FONT><font color="#fcfcfc" face="geneva,verdana,helvetica" size="1"><a class="NAV" href="https://the-adviser.com.Intranets.com">Intranet Site</a><a class="NAV" href="../index.html"><br> Home Page</a></font></B> <p align="left"></td> <td width="53%" valign="top" bgcolor="#CCCC99"><strong><font face="Arial" size="2"><font color="#000000">Do you want to meet face-to-face with a Fee-Only financial adviser?</font><font color="#0000FF"> <br> </font></font></strong><font face="Arial" size="2"><font face="Arial" color="#000000" size="3"><a href="../Networkreferral.htm"> Click here to be referred to one of our nationwide Fee-Only advisers.</a> <br> <br> </font> <strong><font color="#000000">Do you have a question about your investments and want to ask a 100% Independent & 100% Objective Financial Adviser? For only $25, our professionals will respond to your request via e-mail. </font></strong><a href="../Questionpage.htm">Click Here for 100% Independent Advice<br> <b> <br> </b> </a><strong><font color="#000000">Are you a professional looking to join our preferred adviser network?</font><font color="#0000FF"> <br> </font></strong><a href="http://www.1800Adviser.com">Click here to learn more about our growing network</a></font> <p><FONT face=arial,helvetica size=2 align="left"><IMG height=1 src="../Graphics/Formats/bluedot.gif" vspace=6 width=345></FONT></p> <table border="0"> <tr> <td bgcolor="#000000" valign="middle" align="center"><font face="ARIAL,SANS-SERIF" size="3" color="#FFFFFF"><strong> Visitors<br> and <br> Clients</strong></font></td> <td><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Questions/money.htm">Money</a><br> <font COLOR="#FF9933">-</font><a class="bql" href="../Questions/stocks.htm">Stocks</a></font><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Questions/MutualFunds.htm">Mutual Funds</a><br> </font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Questions/bonds.htm">Bonds</a></font><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Questions/retirement.htm">Retirement<br> </a><font COLOR="#FF9933">-</font><a class="bql" href="../Questions/401kplans.htm">401(k)s</a> <a class="bql" href="../Questions/retirement.htm"><br> </a><font COLOR="#FF9933">-</font><a class="bql" href="../Questions/401kplans.htm">403(b)s</a></font></td> <td bgcolor="#000000" valign="middle" align="center"><font size="3" color="#FFFFFF" face="Arial"><strong> Open or<br> Access an<br> Account:</strong></font></td> <td><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../WhyUs/benefits.htm">Benefits</a><font COLOR="#FF9933"> <br> -</font><a class="bql" href="../Interviews/Interview.htm">Interview Us</a><br> </font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Interviews/FeeInfo.htm">Fees</a><br> </font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Legal/legal.htm">Disclosures</a><font COLOR="#FF9933"> <br> </font></font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="http://www.1800adviser.com/Clients/ClientApplications.htm">Applications</a><br> <font COLOR="#FF9933">-</font><a class="bql" href="../Questionpage.htm">AskThe-Adviser</a><br> <font COLOR="#FF9933">-</font><a class="bql" href="../Clients/clients.htm">Clients</a></font></td> </tr> <tr> <td bgcolor="#EEEEEE"> </td> <td bgcolor="#EEEEEE"> </td> <td bgcolor="#EEEEEE"> </td> <td bgcolor="#EEEEEE"> </td> </tr> <tr> <td bgcolor="#000000" valign="middle" align="center"><font face="ARIAL,SANS-SERIF" size="3" color="#FFFFFF"><strong><br> Fee<br> Only<br> Service:</strong></font> <p> </td> <td><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="../Services/Manager.htm"><font FACE="ARIAL,SANS-SERIF" SIZE="1">Money Manager</font></a><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1"><br> -</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Services/Recommendations.htm">Portfolio Reviews</a></font><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Services/Rollover.htm">401k/IRA Rollover</a></font><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="../Services/FinancialPlans.htm"><font FACE="ARIAL,SANS-SERIF" SIZE="1">Retirement Plans</font></a><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1"><br> -</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Services/FinancialPlans.htm">Financial Plans</a><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="../Services/estateplans.htm">Estate Planning</a></font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1"> <br> -</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../Services/College.htm">College Planning</a><font COLOR="#FF9933"> <br> -</font><a class="bql" href="../Questionpage.htm">AskThe-Adviser</a></font></td> <td bgcolor="#000000" valign="middle" align="center"><strong><font face="ARIAL,SANS-SERIF" size="3" color="#FFFFFF"> Find Out<br> About<br> Us:</font></strong></td> <td><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../TheCompany/TheCompany.htm">Background</a><br> </font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../TheCompany/Advisory%20Board.htm">Management</a><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="http://www.1800Adviser.com">National Network</a><br> <font COLOR="#FF9933">-</font><a class="bql" href="../TheCompany/strategies.htm">Strategies</a><br> </font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><font FACE="ARIAL,SANS-SERIF" SIZE="1"><a class="bql" href="../TheCompany/pressnews.htm">The Press</a><br> </font><font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="../TheCompany/Job%20Opportunities.htm"><font FACE="ARIAL,SANS-SERIF" SIZE="1">Careers</font></a><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="../Legal/FormADV.htm"><font FACE="ARIAL,SANS-SERIF" SIZE="1">Form ADV</font></a><br> <font COLOR="#FF9933" FACE="ARIAL,SANS-SERIF" SIZE="1">-</font><a class="bql" href="../TheCompany/Investorrelations.htm"><font FACE="ARIAL,SANS-SERIF" SIZE="1">Shareholders</font></a></td> </tr> <tr> <td></td> <td></td> <td></td> <td></td> </tr> </table> <p><font face="ARIAL,SANS-SERIF" size="1" color="#666666">© <a TARGET="_top" CLASS="sys" href="../Legal/Copyright.htm">Copyright </a>1996-1999. The Independent Adviser Corporation. All rights reserved. <br> <a TARGET="_top" CLASS="sys" href="../Legal/Copyright.htm">Terms of use</a> and our <a CLASS="sys" href="../Legal/Privacy.htm">Privacy policy</a>   <br> This site is best viewed by <a href="http://www.microsoft.com">Microsoft's Internet Explorer</a> and <a href="http://www.netscape.com">Netscape's Communicator</a>.<br> </font><font face="Arial"><span CLASS="smallprompt"><small><small><br> Quotes supplied by Yahoo! are delayed at least 20 minutes.</small></small><br> <br> <small><small>The Independent Adviser Corporation is a Registered Investment Adviser. The Independent Adviser Corporation employs individual Certified Public Accountants to provide services such as money management which are not within the definition of Certified Public Accountancy. The Independent Adviser Corporation or The-Adviser.com is not a licensed CPA firm in the State of New York or in any other state and is not engaged in the practice of Certified Public Accountancy.</small></small></span></font> </td> </tr> </table> <p> </p> </body>