Mutual Funds






America's Fastest Growing Independent Financial Advisory Network
A Nationwide Network of 100% Independent & 100% Objective Fee-Only Financial Advisers

Picture of The-Adviser The-Adviser.com The place to come for answers™
Should I buy a balanced mutual fund?
By The-Adviser.com -   

Money Management
Portfolio Reviews
401(k) Rollovers

Financial Plans
Estate Plans
College Savings
Clients Only

Available Services
"Interview Us"
Fee Information

Clients Only

The Press


Home Page

Related Links

Stock Quotes

New York - A balanced mutual fund generally consists of a mix of 60% stocks and 40% bonds. This is a traditional asset allocation model for investors who want exposure to equities but want the security of fixed income securities. Although these mutual funds do allow investors to reach a certain asset mix, there are other investment methods for obtaining similar asset allocations.

There are some drawbacks to investing in balanced mutual funds. The bond holdings in a balanced fund may be of varying lengths; hence, they can never match the individual needs of each investor. For instance, a balanced fund may hold bonds for 3 years while you need a bond for 10. In that case, you would significantly earn less on your bond investments. For a do-it-yourself investor not familiar or comfortable with making investment mix decisions, a balance fund may be suitable. 

Investors should consider building their own portfolio mix by owning stocks, or stock index funds with either bond funds or individual bonds that you hold to maturity. An independent  Fee-Only Financial Adviser can help you do that. 


About Us
The Independent Adviser Corporation is a 100% Independent and 100% Objective Financial Advisory Firm that writes buy-side investment research. Our network of independent Fee-Only Financial Advisers serves individuals, families and businesses. They provide financial planning services, tax advice and offer professionally managed asset accounts. They do not underwrite corporate securities nor do they sell any proprietary products. To find out more or get a FREE consultation Ask The-Adviser.com or call 1-800-ADVISER.


In Association with Amazon.com

A Fee-Only independent Financial Advisers can determine if a Balance Fund is appropriate.

Got an investment question?
Ask The-Adviser.com

Open a professionally managed account:

  • Brokerage Accounts
  • Traditional IRAs
  • Roth IRAs
  • 401(k) IRA Rollovers
  • 403(b) IRA Rollovers
  • College Savings
  • Retirement Savings

Hire The-Adviser.com

Click here for our Top Ten Investment Picks

Financial Advisory Services
Money Management
Retirement Planning
Portfolio Reviews
401(k) Rollover Assistance
College Savings
Financial Plans

In Association with Amazon.com

You don't need to be rich to hire a Financial Adviser. Just Smart

The Independent Adviser Corporation is a Registered Investment Adviser that specializes in helping individuals, families and businesses develop investment and financial planning strategies.
Click here to learn more about our Fee-Only services

Do you have a question about your investments?
Ask The-Adviser.com

America's Independent-Adviser.

© Copyright.  The Independent Adviser Corporation.  All rights reserved. Important Legal Information